The safety payment chip, developed by PATEO, NXP, Bank of China and UnionPay, is helping the automotive industry expand payment potential, including ETC, refueling and charging, parking, public transit system, e-license, in-car payment, daily consumption and payment, etc. Moreover, the in-car payment system also supports payment via AliPay and WeChat, so that users can make payment in various scenarios with only one card, such as daily consumption, travel, refueling, insurance, public transit, and so on. The establishment of a global payment mode based on voiceprint recognition and password has laid a foundation for the leading position of PATEO's In-Vehicle Payment System.